Insurance News

For many, the winter months are a welcome time to escape the short days and chilly temperatures by heading on vacation. And is there a better way to celebrate the end of winter than to take a spring break? Whether you’re going to hang out on the Mississippi River, bask on a sunny, white-sand beach…

In most places in the United States, Sunday March 8, 2015, is Daylight Saving, when clocks are moved forward one hour. We here at Cities Insurance Group want to remind you it’s also a great time to improve your family’s safety. Be safe in your Quad Cities home Health and safety agencies often use the…

Throughout recent years, Americans have been pulling their retirement savings out of stocks and stock mutual funds and putting them into places that they hope are safer. One beneficiary of this flight to safety has been bonds and bond mutual funds, but many people making this choice are probably unaware of a major risk they…

Every year, the Centers for Disease Control (CDC), an agency of the federal government, releases an updated study on life expectancies in the United States. It may not surprise you to hear that thanks to improvements in medicine and public health, the CDC has been reporting steadily improving life expectancies over the last decade. The…

Throughout your working career, you paid taxes into the Social Security system. Then, when you retired, you started to receive benefits from the system. You might think that because your benefits were at least in theory the result of your contributions, your Social Security benefits should be non-taxable. After all, if you pay taxes in…

If you know the difference between the two types of diabetes, and if you know your blood sugar level and your most recent hemoglobin A1c level, then chances are you think you can’t get life insurance. Or perhaps you think you can, but it will be prohibitively expensive. You are correct that diabetes is a…

As you can imagine, it was a tragic day when David died leaving his wife Linda a widow with two young children. It became doubly tragic when Linda discovered that the beneficiary of David’s life insurance policy, the policy that Linda was counting on to provide the support she needed, was David’s ex-wife, his first…

Usually, when you obtain life insurance, you expect to undertake a medical exam. But for some people, that medical exam is an obstacle that prevents them from seeking insurance. Perhaps you have a health condition that you fear will disqualify you from obtaining life insurance, or perhaps you simply dislike needles. We have good news…

Chances are you know a retired couple like my friends Stewart and Ruth. Stewart worked his entire career as a school teacher in a single school district. Ruth worked more than twenty years as an administrator in a non-profit organization. Neither of them made a fabulous income, but it was steady and reliable. Then, when…

Small business owners can often be your best prospects for writing insurance. Not only do they usually have better-than-average incomes, but they are also subject to certain unique risks and have some unique opportunities due to their ownership of a business. For example, a small business is typically dependent upon a key employee. What if…